Overview
Before a license can be issued, all for-hire pesticide application businesses and Category 12 wood-destroying pest inspection businesses must provide proof of financial responsibility, in the form of liability insurance, that meets the standards set by the Office of the Indiana State Chemist.
Insurance Requirements
- Pesticide Application Businesses
- Minimum Coverage: $300,000
- Coverage Type: General liability, combined single limit for bodily injury and property damage
- Category 12 (Wood-Destroying Pest Inspection) Businesses
- Minimum Coverage: $300,000
- Coverage Type: General liability, combined single limit for property damage
General Insurance Guidelines
- The insurance policy must be issued in the name of the business as it appears on the license.
- A certificate of insurance from the issuing insurance company is required as proof.
- Insurance must be kept current. Updated proof must be submitted upon expiration of any policy on file.
- The Office of Indiana State Chemist may be listed as the certificate holder on the certificate of insurance.
Note: Failure to maintain valid proof of insurance may result in a delay or denial of your business license.